Specializing in Chapter 7, Chapter 11, and Chapter 13 Bankruptcy Solutions.
Get Debt Relief with Expert Bankruptcy Attorneys in Port St. Lucie
Let us know how we can help you.
Contact Rivera Law Firm for a free initial consultation and confidential assessment of your financial problems.
Struggling with Debt? We Can Help.
If you’re overwhelmed by debt, struggling to pay your bills, or facing foreclosure, we’re here to provide the legal solutions you need. At H. Rivera Law Firm, we guide you through every step of the bankruptcy process, ensuring your rights are protected. Whether you’re considering Chapter 7 or Chapter 13 bankruptcy, we’ll help you make the best decision for your situation.
Why H. Rivera Law?
Why Choose Us?
1
Experienced Bankruptcy Attorney with Proven Results
Our team has a strong history of successfully managing bankruptcy and debt relief cases.
2
Personalized Debt Relief Plans
Tailored debt relief solutions designed to meet your unique financial needs.
3
Free Initial Consultation
Get a free initial consultation to discuss your bankruptcy and debt relief options.
4
Serving Port St. Lucie & Surrounding Areas
Providing services to Port St. Lucie and neighboring areas.
See What Our Clients Are Saying
Frequently Asked Questions
Bankruptcy is a legal process that allows individuals or businesses struggling with debt to eliminate or reorganize their obligations under the protection of the federal bankruptcy court. It can help provide relief by halting collection actions and giving a fresh financial start.
To qualify for Chapter 7 bankruptcy, you must pass a means test, which compares your income to the median income in your state. If your income is below the median, you typically qualify. If it’s higher, further analysis will determine if you can still file for Chapter 7 or if you need to explore other options, like Chapter 13.
Filing for bankruptcy triggers an automatic stay, which immediately stops foreclosure proceedings. While Chapter 7 bankruptcy may delay foreclosure temporarily, Chapter 13 allows you to create a
Chapter 11 is typically used by businesses or individuals with significant debts and assets to reorganize their finances, while Chapter 13 is for individuals with a regular income who want to
Filing for bankruptcy will have a negative impact on your credit score and stay on your credit report for several years—up to 10 years for Chapter 7 and 7 years for Chapter 13. However, bankruptcy can also provide an opportunity to rebuild your credit by eliminating overwhelming debt and starting fresh.
Contact us or call us at (772) 249-4322
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